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Types of Free Insurance:

Explore different forms of “free insurance” that have emerged in various industries. This could include credit card perks that offer travel insurance, purchase protection, or extended warranties; smartphone warranties bundled with device purchases; or even promotional insurance offers from retailers. Each example will highlight the specific terms and conditions attached and emphasize whether the coverage is truly free or comes with hidden costs.

Hidden Costs and Limitations:

While the notion of free insurance may sound appealing, there are often strings attached. Discuss common limitations and exclusions that individuals might encounter when availing of such offers. These could range from coverage limits and specific scenarios to extensive claims processes that make accessing benefits more challenging than expected.



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